xMoney, fully integrated with Tamio

Tamio integrates with xMoney to help businesses accept and manage modern payments from a single workflow. Offer card payments, digital wallets, local methods, and crypto payments through a unified setup, while keeping orders, payment status, and customer data aligned inside Tamio. xMoney positions itself as an all-in-one financial ecosystem for businesses, with payment acceptance, payouts, split transactions, and card issuing under one platform.

Add crypto payments to your shop

Increase sales from your crypto-native customers by enabling payments with cryptocurrency, seamlessly integrated in your shop's checkout flow.

Flexible payouts

Choose how you receive funds, including bank-account payouts and supported digital-currency settlement options. xMoney says merchants can receive payouts in EUR, USD, RON, or stablecoins like USDC.

Secure and compliant infrastructure

Process payments on infrastructure that xMoney describes as PCI DSS Level 1 certified, MiCA compliant, and operated by a licensed Electronic Money Institution regulated by the National Bank of Romania.

What problem do we solve?

Many merchants want broader payment coverage, but end up stitching together separate providers for crypto. That creates more operational work, more sync issues, and a less consistent checkout experience. Tamio’s xMoney integration helps solve that by connecting a broader payment stack to your commerce workflow, so your team can manage orders, customer activity, and payment operations from one place. xMoney’s product set is built around unifying payments, payouts, split transactions, invoicing, and related financial tools for businesses.

Reduce fragmentation across payment operations

Support both fiat and crypto payment use cases

Keep payment and order data aligned inside Tamio

Who benefits most?

This integration is a strong fit for businesses that want broader payment flexibility without adding more backend complexity.

E-commerce brands selling internationally

SaaS and subscription businesses

Merchants serving crypto-friendly audiences

Agencies building flexible payment stacks for clients

How does it work?

Tamio connects your store to xMoney so you can offer a broader mix of payment methods while keeping commerce operations synchronised.

Customer chooses xMoney at checkout

At checkout or through a payment link, the customer selects from the available configured methods such as cards, wallets, local methods, or crypto via xMoney.

xMoney handles the payment flow

xMoney powers the payment processing, authorization, and settlement flow based on the selected method and merchant setup.

Tamio keeps everything in sync

Tamio updates orders, customer records, and payment-related statuses so your team can manage fulfilment, support, and reporting from one workflow.

Data exchanged

✓ Customer checkout details
✓ Order totals and transaction references
✓ Selected payment method
✓ Payment and payout status updates
✓ Settlement and reconciliation data
✓ Marketplace or split-payment information where applicable

Getting started

Connect xMoney to Tamio and launch a more flexible payment stack in a few simple steps.

In Tamio, go to Payment Methods → xMoney and click Connect.

Authenticate your xMoney merchant account securely.

Configure the payment methods you want to offer.

Run a test flow to confirm checkout, payment updates, and order syncing.

References and quotes

Broader payment flexibility

“Let customers pay their way: crypto, cards, or wallets.”

Built for growth

“Accept payments globally, split transactions, manage finances, and issue cards—all in one place.”

Practical payment collection

“Create and share payment links to accept online payments quickly and easily.”

About xMoney

xMoney is a European payments and financial infrastructure platform for businesses. Its public product offering includes global payment acceptance, crypto payments, payment links, marketplace payment flows, payouts, and card issuing. xMoney also states that it is a licensed Electronic Money Institution regulated by the National Bank of Romania and that it is MiCA compliant. For further information, see xMoney.